I managed to solve it in the early 2000s with nothing other than a lot of time. I just messed with it whenever I was not typing at a customer service job. Definitely no genius required. Just persistance.

And then bring home 6 figures. If nothing else, it pays to be on the wrong side of history.

This happened to my parents in the 90s in Florida. They did a consultation with a lawyer and he told them to stop paying rent. So they did. Saved the money and used it to make a downpayment on their first house. I don’t know if it still applies but it’s probably worth a look.

You can’t have a civilization without civility.